JCJ Challenge you to a Better Rate Today

If you live in the Narrabri, Gunnedah, Wee Waa area and want to access Home Loan rates from over 12 Lenders including the Big 4 we can help. We also do Car Loans, Equipment Finance and Rural loans.

With over 10 years of lending experience, we guarantee to provide a professional, non-bias service. We will search the loan market for you and negotiate the best rate.

Many of our clients work business hours or shift work so we have made our service mobile and flexible. Either come to our office or we can come to you at a time that works best.

Our service is 100% free and our advice is 100% non-bias. We also 100% committed to working for you to get you the best deal- we aim to being your broker for life and pride ourselves on our strong relationships we have with all our clients thus far.

Call, text or email today 0418924339


JCJ has 12 Lenders you can choose from with hundreds of products to suit your needs, no matter how complex they are. 



Call us on 0418924339 or email us now


Testimonials – JCJ love happy customers.

“We started looking for our dream home/property in 2016 & we found it fairly quickly. This was our second property purchase and after 18 months of going back & forward with one of the big 4 banks directly we were mentally, physically and emotionally drained. JCJ Finance came highly recommended to us by a friend. At that point in time we had nothing to lose & everything to gain by calling JCJ.

From the very first phone call right through to settlement everything has just been EASY dealing with JCJ Finance Brokers. JCJ met with us at times that were convenient for us & they went out of their way, going above and beyond to cater for our individual financial needs. They are flexible, reliable, trustworthy and above all they cared about our family.

Having someone like JCJ to guide us and support us through the home loan approval process took away the stress, pressure and worry. It meant that we could focus on everything else that comes with buying a house, knowing our finances were taken care of by someone we trusted.

We can’t thank JCJ enough for helping us purchase our property & would highly recommend them to everyone as a first point of call when purchasing a home/property.”
Josh & Taya, Narrabri

“JCJ Mortgage & Finance Brokers have made it so easy when it comes to negotiating and managing our banking. The care and time taken to outline all the options from the various lenders gives us the guaranteed comfort that we’re getting the best deal on offer at the time. From complex business structures, to home loans, to day-to-day transactional queries, JCJ always take the time to understand what we’re trying to achieve and then advises how we best proceed. We can’t thank JCJ enough for negotiating and managing our banking, dealing with banks can be so frustrating but JCJ makes it so easy.”

Will Armstrong, Orange

The whole experience of using JCJ instead of going to a bank has been fantastic, easy and rewarding. I am now on a package which saves me money and I didn’t have the heartache and hassle of having to change banks myself.
Geoff Hunter, Narrabri.

“We were so pleased with all the work Andrew from JCJ did for us in securing finance for our new property. He was also able to get us a better rate on our exsiting loan. Nothing was ever a problem for Andrew. Great friendly service. We would highly recommend JCJ Finance to anyone who needs financial assistance”
Cindy Galvin and Dave Galvin, Narrabri

Thanks to JCJ Brokers for helping us refinance and consolidate – a huge relief – THANKYOU for a fantastic job.
Sally Hunter, Narrabri.

We recently used JCJ Finance Brokers to refinance our home and business loans and highly recommend them for anybody looking to do the same. We didn’t have the time to do the research required. Andrew Leslie provided us with a range of options for our situation and we ended up saving thousands of dollars. Thanks
Sam and Holly Greenaway, Narrabri.

” I am very busy at my business and Andrew made it easy for me by coming to my work. He explained everything and did all the work. I recommend Andrew to my clients because he is very good”
Ve, Ve’s Nails, Gunnedah

Highly recommended! We got our home loan quite easy I feel thanks to Andrew! Hassle free
Lisa Nield, Narrabri

We recommend JCJ! Swapping banks was easy and has saved us $$$. Andrew bent over backwards to help us get the best deal.
Georgia Etheridge, Narrabri

” I found using Andrew was easy. He was so approachable and the flexibility he offered with meeting times made it really convenient for us as he came to our house and worked around our work hours. He used simple language when explaining the banking processes which we could understand. He is awesome and I… recommend him to my friends all the time.”
Stephanie Cush, Narrabri West School Teacher

“Having dealt with JCJ Finance Brokers on several occasions I can’t recommend this service highly enough. Andrew kept me informed throughout each deal and worked tirelessly to get the right result every time. With Andrew coming from a banking background he understands the financial system, which enables a great result for the client”.
James Simpson, Orange

” I have dealt with Andrew at both a personal level, organising my family home loan and at a business level, financing my company vehicles. I have found the service he provides to be the upmost professional and feel very comfortable that he has obtained the best possible loan for both home and vehicles.”
Nick Hobbs, Hobbs and Blair Construction Sydney

“I live in Gunnedah and one of my colleagues told me about Andrew. He came to my house on my day off and made the loan process very simple. He even got me a better rate than what the branch was offering.”
Whitehaven employee, Gunnedah

” Dealing with JCJ has been both convenient and beneficial. We were surprised by the range of Loan options that were available to us. We would recommend Andrew to anyone interested in looking at new finance options”
M J E Consulting, Narrabri

JCJ just makes it happen – great products, great service and the best prices, thanks JCJ!Happy Anonymous Client

“We have used JCJ Finance a few times now and when our fixed rate loans were due for renewal we didn’t hesitate to call Andrew again. We were keen to stick with our bank and he was able to beat the rate our bank manager offered us! JCJ took all the headache out of the renegotiation process. I don’t have time to compare loans with different banks and I’m happy to outsource to someone who knows what they’re doing. The fact that I don’t have to pay for it is even better!”
Brooke Dalton, AgVantage Narrabri

JCJ Finance succeeded where other institutions had failed in refinancing our mortgage. It was easy, Andrew did all the work finding us the most competitive rate, taking all the drama out of dealing with banks for us. Highly recommend giving them a call….. That’s all it takes!
Lisa Harvey, Brisbane.



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