When you reach out to us, you won’t be greeted by automated messages or receptionists. Instead, you will speak directly to our experienced and knowledgeable brokers, ensuring that you receive the attention and guidance that you deserve from the very first moment.
Whether you are based in Toowoomba, Brisbane or a regional area like Gunnedah or Narrabri, we are here to help you.
With over 20 years of experience helping hundreds of clients you can expect 100% free and non-biased advice, along with a commitment to negotiating the best possible rates for you. Our dedication to providing a seamless, stress-free experience is echoed in the testimonials of our happy customers, whose positive experiences are a testament to the superior, personalized service we offer.
What some of our Customers say…..
“We started looking for our dream home/property in 2016 & we found it fairly quickly. This was our second property purchase and after 18 months of going back & forward with one of the big 4 banks directly we were mentally, physically and emotionally drained. JCJ Finance came highly recommended to us by a friend. At that point in time we had nothing to lose & everything to gain by calling JCJ.
From the very first phone call right through to settlement everything has just been EASY dealing with JCJ Finance Brokers. JCJ met with us at times that were convenient for us & they went out of their way, going above and beyond to cater for our individual financial needs. They are flexible, reliable, trustworthy and above all they cared about our family.
Having someone like JCJ to guide us and support us through the home loan approval process took away the stress, pressure and worry. It meant that we could focus on everything else that comes with buying a house, knowing our finances were taken care of by someone we trusted.
We can’t thank JCJ enough for helping us purchase our property & would highly recommend them to everyone as a first point of call when purchasing a home/property.”
Josh & Taya, Narrabri
“JCJ Mortgage & Finance Brokers have made it so easy when it comes to negotiating and managing our banking. The care and time taken to outline all the options from the various lenders gives us the guaranteed comfort that we’re getting the best deal on offer …at the time. From complex business structures, to home loans, to day-to-day transactional queries, JCJ always take the time to understand what we’re trying to achieve and then advises how we best proceed. We can’t thank JCJ enough for negotiating and managing our banking, dealing with banks can be so frustrating but JCJ makes it so easy.”
Will Armstrong, Orange
The whole experience of using JCJ instead of going to a bank has been fantastic, easy and rewarding. I am now on a package which saves me money and I didn’t have the heartache and hassle of having to change banks myself.
Geoff Hunter, Narrabri.
“We were so pleased with all the work Andrew from JCJ did for us in securing finance for our new property. He was also able to get us a better rate on our exsiting loan. Nothing was ever a problem for Andrew. Great friendly service. We would highly recommend JCJ Finance to anyone who needs financial assistance”
Cindy Galvin and Dave Galvin, Narrabri
Thanks to JCJ Brokers for helping us refinance and consolidate – a huge relief – THANKYOU for a fantastic job.
Sally Hunter, Narrabri.
We recently used JCJ Finance Brokers to refinance our home and business loans and highly recommend them for anybody looking to do the same. We didn’t have the time to do the research required. Andrew Leslie provided us with a range of options for our situation and we ended up saving thousands of dollars. Thanks
Sam and Holly Greenaway, Narrabri.
” I am very busy at my business and Andrew made it easy for me by coming to my work. He explained everything and did all the work. I recommend Andrew to my clients because he is very good”
Ve, Ve’s Nails, Gunnedah
Highly recommended! We got our home loan quite easy I feel thanks to Andrew! Hassle free
Lisa Nield, Narrabri
We recommend JCJ! Swapping banks was easy and has saved us $$$. Andrew bent over backwards to help us get the best deal.
Georgia Etheridge, Narrabri
” I found using Andrew was easy. He was so approachable and the flexibility he offered with meeting times made it really convenient for us as he came to our house and worked around our work hours. He used simple language when explaining the banking processes which we could understand. He is awesome and I… recommend him to my friends all the time.”
Stephanie Cush, Narrabri West School Teacher
“Having dealt with JCJ Finance Brokers on several occasions I can’t recommend this service highly enough. Andrew kept me informed throughout each deal and worked tirelessly to get the right result every time. With Andrew coming from a banking background he understands the financial system, which enables a great result for the client”.
James Simpson, Orange
” I have dealt with Andrew at both a personal level, organising my family home loan and at a business level, financing my company vehicles. I have found the service he provides to be the upmost professional and feel very comfortable that he has obtained the best possible loan for both home and vehicles.”
Nick Hobbs, Hobbs and Blair Construction Sydney
“I live in Gunnedah and one of my colleagues told me about Andrew. He came to my house on my day off and made the loan process very simple. He even got me a better rate than what the branch was offering.”
Whitehaven employee, Gunnedah
” Dealing with JCJ has been both convenient and beneficial. We were surprised by the range of Loan options that were available to us. We would recommend Andrew to anyone interested in looking at new finance options”
M J E Consulting, Narrabri
JCJ just makes it happen – great products, great service and the best prices, thanks JCJ!Happy Anonymous Client
“We have used JCJ Finance a few times now and when our fixed rate loans were due for renewal we didn’t hesitate to call Andrew again. We were keen to stick with our bank and he was able to beat the rate our bank manager offered us! JCJ took all the headache out of the renegotiation process. I don’t have time to compare loans with different banks and I’m happy to outsource to someone who knows what they’re doing. The fact that I don’t have to pay for it is even better!”
Brooke Dalton, AgVantage Narrabri
JCJ Finance succeeded where other institutions had failed in refinancing our mortgage. It was easy, Andrew did all the work finding us the most competitive rate, taking all the drama out of dealing with banks for us. Highly recommend giving them a call….. That’s all it takes!
Lisa Harvey, Brisbane.
At JCJ Finance Brokers we are committed to protecting your privacy in accordance with the Privacy Act 1998 (Cth). This Privacy Policy describes our current policies and practices in relation to the handling and use of personal information.
What information do we collect and how do we use it?
We will ask you for personal information when we assist you with your finance. We use the information you provide to advise about and assist with your credit needs. We only provide your information to the companies with whom you choose to deal (and their representatives).
We also use your information to send you requested product information and to enable us to manage your ongoing relationship with us e.g. invoicing, client surveys etc. We may do so by mail or electronically unless you tell us that you do not wish to receive electronic communications.
We may occasionally notify you about promotions, new services and special offers, events or articles we think will be of interest to you. We may send you regular updates by email or by post. If you would rather not receive this information, email or write to us.
We may also use your information internally to help us improve our services and help resolve any problems.
What if you don’t provide some information to us?
If you don’t provide us with full information, we can’t properly advise or assist you with your credit needs.
How do we hold and protect your information?
We strive to maintain the reliability, accuracy, completeness and currency of the personal information we hold and to protect its privacy and security. We keep personal information only for as long as is reasonably necessary for the purpose for which it was collected or to comply with any applicable legal or ethical reporting or document retention requirements
We hold the information we collect from you in a secure environment. We store your personal information in paper and electronic form.
We will take reasonable steps to protect your personal information by storing it in a secure environment, and when the information is no longer needed it will be destroyed. We will also take reasonable steps to protect any personal information from misuse, loss and unauthorised access, modification or disclosure.
Will we disclose the information we collect to anyone?
We do not sell, trade, or rent your personal information to others.
We may need to provide your information to our credit licensee e.g. for administration and supervision activities, contractors who supply services to us e.g. to handle mailings on our behalf, or to other companies in the event of a corporate sale, merger, reorganisation, dissolution or similar event. However, we will do our best to ensure that they protect your information in the same way that we do.
We may also provide your information to others if we are required to do so by law or under some unusual other circumstances which the Privacy Act permits.
How can you check, update or change the information we are holding?
Upon receipt of your written request and enough information to allow us to identify the information, we will disclose to you the personal information we hold about you. We will also correct, amend or delete any personal information that we agree is inaccurate.
If you wish to access or correct your personal information please email or call us.
We do not charge for receiving a request for access to personal information or for complying with a correction request. We do not charge for providing access to personal information.
Your consent
By asking us to assist with your credit needs, you consent to the collection and use of the information you have provided to us for the purposes described above.
Tell us what you think
We welcome your questions and comments about privacy. If you have any concerns or complaints, please contact us.
JCJ Finance Brokers 
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